Privacy Policy

Who this notice covers

This Privacy Policy applies to this insurance planning website presented by Steven J. Rzezuski on behalf of National Financial Network (collectively, “we,” “us,” or “our”). It covers information collected through the website and information you provide in connection with your insurance inquiry. It does not replace any separate privacy notice you may receive from an insurance company, financial institution, or other provider if you later apply for a product or service.

Information you may provide

The information requested depends on the planning path you choose. It may include:

• Contact and identity information, including your name, mailing address, email address, telephone number, date of birth, and gender.
• Life insurance planning information, including marital status, height, weight, tobacco use, health conditions, preferred type of insurance, and desired coverage amount.
• Disability insurance planning information, including occupation, work arrangement, earned-income range, existing disability coverage, and desired monthly income protection.
• Long-term care planning information, including whether you currently receive care, whether you have been diagnosed with a cognitive condition, and Medicare or Medicaid enrollment.
• Other information you choose to provide when communicating with us.

Please do not submit Social Security numbers, financial account numbers, medical records, insurance identification numbers, or other information that the intake does not request.

Information collected automatically

Like most websites, the service used to host this website may automatically receive limited technical information, such as an IP address, browser and device type, requested pages, and the date and time of a request. We do not currently use advertising cookies, behavioral advertising tools, or website analytics tools.

The website uses browser session storage to remember the coverage path you selected during the current browser session. The website does not use that selection to track you across other websites.

Google address suggestions

The address field uses Google Maps Platform and Places services. When you type in that field, the address text is sent directly to Google so Google can return address suggestions. Google may also use cookies or similar technologies and receive device, browser, or usage information when its services load. Google handles that information under the Google Privacy Policy. You may enter your address manually if suggestions are unavailable.

How we use information

We use submitted information only as reasonably necessary to:

• Review and respond to your insurance inquiry.
• Allow Steven J. Rzezuski to contact you manually by telephone or email about the coverage you selected.
• Deliver your completed intake to Steven J. Rzezuski by email and send a separate confirmation email to the address you provide.
• Understand your stated insurance-planning needs and prepare for a conversation with you.
• Operate, secure, troubleshoot, and improve the website and intake experience.
• Comply with legal, regulatory, licensing, supervision, recordkeeping, and fraud-prevention obligations.

Completing the intake is not an application for insurance and does not authorize us to obtain medical records, consumer reports, or information from other people. If any later application requires additional information or authorization, it will be requested separately.

How information may be disclosed

We may disclose information only as reasonably necessary to:

• Steven J. Rzezuski and authorized National Financial Network personnel who need it to respond to or supervise the inquiry.
• Service providers that host, secure, maintain, or support the website and intake, including an email delivery provider used to transmit the completed intake and confirmation message, subject to appropriate confidentiality and data-protection obligations.
• Government authorities, regulators, courts, or other parties when required or permitted by law, or when reasonably necessary to protect rights, safety, and the integrity of the website.
• A successor organization in connection with a merger, acquisition, reorganization, or transfer of the relevant business, subject to applicable law.

We do not sell or rent personal information. We do not disclose health information for unrelated marketing. Information is not sent to an insurance carrier through this intake. If you later ask to apply for coverage, any carrier disclosure and authorization will be handled as part of that separate process.

Telephone and email contact

By selecting “Submit intake,” you request a response to your inquiry and consent to manual telephone calls or emails from Steven J. Rzezuski on behalf of National Financial Network about that inquiry. Your completed intake is transmitted to Steven J. Rzezuski by email, and the website sends an automated email confirming that the intake was received. This website does not request consent for automated calls, prerecorded calls, text messages, or unrelated marketing campaigns. You may ask not to be contacted again at any time.

Retention and security

We retain personal information only for as long as reasonably necessary for the purposes described above and as required by applicable legal, regulatory, supervision, and recordkeeping obligations. We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No website or method of transmission is completely secure, so absolute security cannot be guaranteed.

Submitted information may remain in the email delivery provider’s systems and Steven J. Rzezuski’s designated business inbox consistent with applicable account settings, legal obligations, and recordkeeping requirements.

Your choices and requests

Subject to applicable law and recordkeeping requirements, you may ask us to provide access to, correct, or delete personal information we maintain about you. You may also withdraw a contact request or ask us not to use your information for further follow-up. We may need to verify your identity before completing a request. Connecticut insurance law may provide additional rights concerning personal information collected in connection with an insurance transaction.

Children

This website is intended for adults age 18 and older. We do not knowingly collect personal information from children under 18 through this intake. If you believe a child has provided information, please contact us so it can be addressed.

Changes to this policy

We may update this Privacy Policy when our practices, services, or legal obligations change. The effective date above identifies the current version. Material changes will be presented as required by applicable law. We will update this policy before materially changing how personal information is collected, used, or disclosed.

Contact us

For a privacy question or request, contact National Financial Network at info@natfin.net, (212) 764-6262, or 261 Madison Avenue, 27th Floor, New York, NY 10016. Please use the intake for the information it requests rather than sending additional sensitive health or financial information in an ordinary email.

Your use of this website is also governed by our Terms of Use.